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Citigroup is a financial services company based in New York City. Started in 1812 as the City Bank of New York, the company later became Citibank. Citigroup was formed in 1998 when Citicorp merged with Travelers Group, resulting in the creation of the world's biggest financial services organization. Citigroup is present in 140 countries and has more than 16,000 offices throughout the world.