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US $6.3 billion (2015) US$28 million US$327.21 million (2009) US$122 million US $16 billion (2015) US$760 million Auto-Owners Insurance is a group of insurance companies based in Delta Township, Michigan, just west of Lansing. The company offers property and casualty insurance, including personal and commercial lines, as well as life insurance. It is the largest property and casualty insurance company headquartered in Michigan with over $16 billion in assets and over $5 billion in written premium. Auto-Owners was founded in 1916 and now has 94 full-service and claims branches nationwide. Subsidiary companies include Auto-Owners Life Insurance Company, Home-Owners Insurance Company, Owners Insurance Company, Property-Owners Insurance Company and Southern-Owners Insurance Company. Auto-Owners is a mutual insurance company and operates solely through local independent agencies. More than 6,300 agencies employing more than 37,000 agents nationwide represent Auto-Owners. The Company itself employs over 4,400 associates. The Company is ranked 425th on the Fortune 500 list, which lists companies in the United States by revenue, and it has been on the list for 13 straight years. This makes Auto-Owners Insurance the 18th largest Michigan-based business on the Fortune 500 listing.